Fractional CFO and bookkeeping for service businesses, nationwide
Every big decision becomes a yes or a no.
You are profitable. What you do not have is a twelve-month view that tells you whether the hire, the second truck, the new location, or the buyout actually works. We build one from your numbers, then sit with you while you use it.
The yes/no machine, built on the C2C Method
Run the decision before you make it.
C2C is Current-to-Contract. We forecast from work you already have under contract, not from a growth assumption. That is the difference between a forecast you argue with and one you decide from.
Can we hire a technician in August? +$6,200/mo
The worst projected month stays $12K above your cash floor, worst case included. The data says go.
Illustrative example. Your model is built from your numbers: your cash floor, your costs, your decisions. Every major move runs through it first. If the forecast supports it, you go. If it does not, you know exactly what has to change before it does.
The problem
Clean books tell you what happened. They do not tell you what to do next.
Most owners at your size are not short on revenue. They are short on a forward view. The bookkeeping gets done, the statements arrive, and nothing in them answers the question you are actually asking: can I afford this, and when?
You have data, no read on it
Your statements are accurate and nobody is interpreting them. Accurate history is not a plan.
Big decisions come down to a hunch
The hire, the equipment, the location, the partner buyout. Each one is a number you could model, and instead you are weighing it in your head.
You are the last line of financial review
You built this because you are good at the work. The financial function defaults to you because there is nobody else to hand it to.
Three questions worth answering honestly
- Do you have a forecast built on your financials, or only financials?
- Were your last three hires modeled before you made them, or explained after?
- Do you know next quarter’s cash as precisely as you know last month’s revenue?
Most owners between $1M and $10M answer no to at least two. That is a tooling gap. It is not a discipline problem, and more spreadsheets will not close it.
What we do
Two engagements. Pick the one your business is ready for.
Whether you need clean books and statements you can trust, or a full executive-level partnership, there is an engagement built for where you are right now.
Bookkeeping & Financial Statements
Clean books, accurate statements, and a plain-language monthly summary. The foundation every decision below depends on. Delivered by the 10th of every month.
Starting at$750 / month
Your rate is quoted at your Clarity Session and fixed for twelve months. Flat monthly fee, never hourly.
Includes
- Monthly bookkeeping and reconciliation
- P&L, balance sheet and cash flow statements
- Plain-language monthly summary
- Data integrity review: errors caught before they cost you
- QuickBooks Online management
- Year-end prep and CPA coordination
Fractional CFO
Everything in Foundation, plus your twelve-month cash flow forecast and monthly executive sessions to work through hiring, expansion, pricing and transitions.
Starting at$1,850 / month
Your rate is quoted at your Clarity Session and fixed for twelve months. Flat monthly fee, never hourly.
Everything in Foundation, plus
- Twelve-month rolling cash flow forecast
- Monthly executive strategy sessions (60 min)
- Hire, expansion and equipment modeling
- True client profitability analysis
- KPI dashboard: a five-minute health check
- Direct access to me between sessions
Most clients start at Foundation and move up within three to six months. See full pricing
How it works
Three steps to a forecast you decide from.
The Diagnostic
We scrub the books for data integrity. You cannot build a reliable forecast on unreliable numbers, so this comes first and we tell you plainly what we find.
The Model
We build your twelve-month rolling cash flow forecast. From then on, every major move gets run through it before you commit.
The Partnership
Monthly executive sessions, a dashboard that stays current, and direct access to me when a decision will not wait for the next session. The work becomes proactive instead of reactive.
Who this is for
Built for owners who would rather model it than feel it out.
- Service businesses doing $1M to $10M in annual revenue
- Owners still carrying the financial function themselves
- Businesses planning a hire, an expansion, an acquisition or an exit, and needing the numbers to back it
- Owners with clean books and nobody interpreting them
- Anyone who has made a six-figure decision in the last year without a model behind it
Industries we work with
- Contractors and home services
- Specialty trades and field service
- Consulting and professional services
- Marketing and creative agencies
- Technology and software consultancies
- Financial advisory and wealth management firms
The common thread is not the industry. It is revenue that arrives in contracts and projects instead of in a level monthly subscription, which is exactly the pattern a forecast is built to solve.
Already have a bookkeeper?
We can engage at the CFO level only and work alongside your existing team. Data integrity review first, then your forecast built on top of what you already have.
Thinking about selling?
We prepare your financials for a transaction and model what the business is worth under different scenarios.
Not sure you fit?
Book a Financial Clarity Session. I will tell you honestly whether we are right for each other before you commit to anything.
Client results
In their words.
Real clients, real businesses, real outcomes. Some of them read financial statements for a living and hired us anyway, for the forward view their own reporting does not produce.
“The cash flow forecast has become the yes/no machine for my business. If the data supports the move, we go. If it doesn’t, we don’t.”
“We wanted to expand, but fear of over-extending kept us frozen. RightHand CFO built a growth model that showed us exactly when we could afford our next three hires. They turned a gut feeling into a calculated, successful expansion.”
“RightHand CFO didn’t just take over the books. They gave me my CEO hat back. The mental bandwidth I’ve recovered is worth more than the fee.”
“For the first time in years, I have a clear roadmap for the next twelve months.”
Free tools
Not ready to talk? Start with the math.
Two tools built from the same frameworks we use with every client. No email required.
Cash Flow Health Scorecard
Ten questions, five minutes. Find out whether your business is running on data or on guesswork, and which three numbers to fix first.
Complete the free scorecard →C2C Revenue Floor Calculator
Enter your backlog and your billing rate. See the revenue you will book even if you close nothing new. This is the C2C Method at its simplest.
Try the free calculator →How we think about the numbers.
A selection of the frameworks we share freely, enough to sharpen your own decisions before we ever talk.
CFP® · MS Accounting, UTC · Chattanooga, TN
I’m Jarred. I translate data into decisions.
I built RightHand CFO after watching the same pattern repeat. Profitable business, accurate books, and nobody in the owner’s corner asking what the numbers meant for next month. I am a CFP® with a master’s in accounting from UTC and years in financial advisory. What I actually do is sit across the table and help owners stop guessing.
Every client works with me directly. Not a junior associate, not a checklist. I keep the firm deliberately small so the quality of attention never changes.
Let’s look at your numbers together.
A free thirty-minute Financial Clarity Session. I review your books, tell you exactly what I see, and give you a flat price. No obligation and no pitch. Based in Chattanooga, TN, with clients nationwide.
No contracts to sign. No homework beforehand. Bring your questions.